Probably Stolen Rent, Shop Price & Mortgage by Difficulty
Rent is due on Days 7, 14, 21 and every Sunday after, starting at 200 Credits and rising 5% each week on Normal. Refusing rent without Rent Grace ends the run. The shop costs 12,000 on Normal until Day 50, then +50 a day up to 17,000. The Loan Shark mortgage on Normal is 2,000 down and 930 a week for 12 weeks.
On this page
Rent schedule and starting rent
The landlord collects on Day 7, Day 14, Day 21 and every Sunday after that. Starting rent is 200 Credits, adjusted by your start and perks.
| Start or perk | Starting rent |
|---|---|
| Most starts (Apprentice, Water Merchant, Chemist, Rat Keeper, Rock Bottom) | 200 |
| Hydroponics Farmer, Aquaculture Farmer | 240 |
| Fence, Gunsmith | 250 |
| Bad Lease perk | +40 |
| Prime Real Estate perk | +75 (and one extra customer) |
Weekly increase by difficulty
| Difficulty | Rise each rent day | Rent Grace at start |
|---|---|---|
| Cozy (Price Gouge) | +2.5% | Included |
| Normal (Mark Up) | +5% | Included |
| Hard (Thin Margins) | +10% | Buy from Wild’s Network |
| Challenge | +10% | Buy from Wild’s Network |
On Normal, 200 Credits becomes roughly 255 by the sixth rent day and about 325 by the eleventh.
What happens if you miss rent
- 01
Without Rent Grace: run over
Refusing rent with no grace available triggers the rent-arrears ending. You cannot keep playing that run.
- 02
With Rent Grace: a one-week bridge
The missed rent is added to next week’s (already higher) bill. Grace costs 100 base Credits in Wild’s Network, doubles each purchase and has a 15-day cooldown.
Read next: Rent Grace in Wild’s Network · How to make money and keep a rent reserve
Shop price (cash buyout)
| Difficulty | Price until Day 50 | Daily rise after | Maximum |
|---|---|---|---|
| Cozy | 12,000 | +25 | 15,000 |
| Normal | 12,000 | +50 | 17,000 |
| Hard | 24,000 | +50 | 34,000 |
| Challenge | 36,000 | +100 | 56,000 |
The landlord offers the buyout on a rent day when you hold enough cash. Owning the shop ends rent; the Prodigious achievement needs ownership before Day 50.
Read next: How to buy the shop
Loan Shark mortgage (taken by Day 50)
The offer appears on a rent day once you hold twice the down payment (4,000 Credits on Normal). Installments replace rent, and the deed arrives with the final payment — the down payment alone does not count as owning the shop.
Miss an installment and the Loan Shark seizes eligible stock instead; the number of payments left does not change. If there is not enough to seize, the shop is repossessed and the run ends.
| Difficulty | Down payment | Weekly payment | Weeks | Total paid |
|---|---|---|---|---|
| Cozy | 2,500 | 1,233 | 8 | ≈12,360 |
| Normal | 2,000 | 930 | 12 | 13,160 |
| Hard | 3,000 | 1,615 | 16 | 28,840 |
| Challenge | 7,000 | 2,370 | 16 | 44,920 |
After you own the shop
Both routes show the ownership summary, and you can close it and keep playing. The Continue button does not save the day — sleep normally to save. Owning the shop outright also unlocks the advanced Wild’s Network page.
Common questions
How much is rent in Probably Stolen?
200 Credits at the start for most starts, rising 5% every rent day on Normal (2.5% on Cozy, 10% on Hard and Challenge).
What happens if you can’t pay rent?
Without Rent Grace the run ends with the rent-arrears ending. With grace, the missed rent is added to the next week’s bill.
How much does it cost to buy the shop?
On Normal, 12,000 Credits until Day 50, then 50 more per day up to 17,000. Hard starts at 24,000 and Challenge at 36,000.
Is the mortgage worth it?
On Normal it costs about 1,160 Credits more than a Day-50 cash buyout, but gets you the shop sooner and replaces rent with fixed payments.
Sources & version notes
Community game-data research (two independent databases). Sources reviewed November 1, 2026. This guide does not claim an independent in-game test.
- ProbablyStolenDB: rent, deed and mortgage
Rent modifiers, buyout price and mortgage tables by difficulty.
- Nico Wiki: modes and endings
Rent multipliers, starting rent by occupation, property price and ownership endings.
- Nico Wiki: the Landlord
Rent Grace and ownership rules.